Saving money to invest in a future goal is a satisfying experience. And there are lots of various investments to choose from and each has the possibility of a return that may beat inflation. It is crucial to consider the different kinds of investments and how they’ll be incorporated within your overall financial objectives.

Investments and funds

A fund is an investment which pools your money as well as the money of other investors and invests it into a variety of assets. This allows you to spread your risk because you’re not dependent on the performance of a specific asset type. For instance, a UK Equity Fund is made up of shares from several British companies.

But, you can also find funds that provide an array of different kinds of assets or specific sectors. This means there is an investment that will suit all investors, regardless of level of experience, investment duration or approach to risk.

Bond funds are a popular choice of investment. They are a mixture of IOUs, or debt, typically from governments or corporations. They are less volatile than stocks. They can be affected by changes in interest rates and the credit rating.

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